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TERMS AND CONDITIONS

Last updated: 5/24/2020

INTRODUCTION

Welcome and thank you for accessing and using our service (The website, the App, and all other component of our services, provided through us). The website located at MarketComposite.com are services provided by Cognitive Analytics LLC Company (“Cognitive Analytics LLC” referred to as “we” “us” or “our” throughout these agreement and policies),
These Services Terms and Conditions (“Terms and Conditions”) cover your access to and use of Our services and your content on Our services.
Your use of Our services requires your approval and agreement to these Terms and Conditions. You are advised to read the Terms and Conditions properly. If you do not comprehend or understand any section of these Terms and Conditions, do not approve or agree to them, then you are not allowed to use Our services.

USAGE TERMS

1. Our web service is currently free of charge.
2. Stock historical prices are downloaded from Yahoo Finance and IEX Cloud. The application has done its best effort to ensure data accuracy but no guarantee. Users need to use it at cautious and verify result at their own.
3. These services are granted for personal use only and licenses can only be granted for commercial use upon request via marketcomposite@gmail.com.
4. No data scraping is allowed on the services and user shall not use reverse engineering to download the data from the services.

YOUR USE OF OUR SERVICES

Age Limitations: For an individual to qualify to access and use Our services, the individual must be at least 18 years of age. If an individual is above 18 years of age, but below 18 years, it will be required that such individual seek the consent of your parent or legal guardian’s permission to access and use Our services and to agree to the Terms and Conditions.
Personal Use: By agreeing to these Terms and Conditions, you consent not to use Our services for private business purposes; you can only use the Services for non-commercial, own purposes.
Your Conduct: Don’t abuse Our services. You are permitted to use the Services provided as permitted by the applicable law, including export and re-export control regulations and laws. You are solely liable for your conduct and your content (and information) stored in Our services servers, and you must conform to our policy.
Our services: Using Our services does not grant you the right of ownership to any intellectual property rights in Our services or that of the content you access. You may not use the content you acquired from us unless you obtain the prior written permission from the original owner of the content or you are otherwise permitted to do so by the law. These Terms and Conditions do not allow you or grant you the right to use any logos, branding or any other identity used in Our services. You are also not allowed to alter, obscure or remove any legal notices displayed in or in connection with Our services.

Copyright Protection

We react to notifications of a purported violation of the copyright laws. We suspend the accounts of those who are regular violators in compliance with the process established in the U.S. Digital Millennium Copyright Act.
We provide valuable information in our bid to assist copyright holders/owners manage their copyright in the online space. If you presume that someone is infringing your copyrights and you want to notify us, you can find information about submitting notices and our policy about responding by contacting our Help Desk.

INTELLECTUAL PROPERTY

All Services offered through here are owned and run by Cognitive Analytics LLC. The website or App user interfaces, information, data, design, software, graphics, code, products, and all other component of the Services provided by Cognitive Analytics LLC are protected by relevant intellectual property and other applicable laws and by so doing remains the property of Cognitive Analytics LLC or Cognitive Analytics LLC ’s third-party licensors. Except as exclusively permitted by these Terms and Conditions, you may not make use of any Cognitive Analytics LLC Materials, and we reserve all rights to the RealtyAnalytics Materials and Services not granted automatically in these Terms and Conditions

CHANGES TO OUR SERVICES

We are continually evolving and improving Our services. We may make security, operational or performance improvements. We may also effect some functionality or feature changes. We may make changes to prevent unlawful activities or to comply with a law. You may subscribe to receive information about changes and updates.
We will duly notify you of any changes in Our services that we, in our discretion believe that will adversely impact your access and use of Our services. However, there are some occasional changes that we will make without notifying you. These occasions are restricted to when it is necessary for us to take adequate measures to prevent a security breach, operation dysfunction, prevent misuse or where we must act to comply with the requirements of the law.

SUSPENSION AND CANCELLATION

You can stop using Our services at any time, although we wouldn’t like such to happen. We may suspend or cancel your access to Our services if you repeatedly breach these Terms and Conditions or other policies by which we operate. We will send you prior notification of suspending or cancellation of your access to Our services. However, we may suspend or cancel your access to Our services without prior notification if you are using Our services in a manner that could lead us to legal liability or adversely affect other user’s ability to access and use Our services.

MOBILE APPLICATIONS

To make use of any mobile application feature of our Services (the “App”), you must use it with a compatible mobile device. Cognitive Analytics LLC did not guarantee that any App will be compatible with your mobile device. You shall be responsible for all additional charges incurred from using any App on your mobile from your wireless provider as the case may be. Cognitive Analytics LLC reserves the right to update any of its app and such update may be done automatically electronically to replace the version that you have installed on your device. You consent and agree to all automatic upgrades, and know that these or updated Terms and conditions will apply to all automatically updated versions of our Apps. For all third-party open source software made available through all our App each applicable open source license may apply and may be provided from the App owner under an open source license. Your use of any third – party software under an open source license shall not be controlled by RealtyAnalytics Terms and Conditions.

DISCLAIMERS AND WARRANTIES

We engage a reasonable level of care and skill to provide Our services to you, and we hope that you will enjoy the benefits of using the Services. But there are certain assurances or promises we cannot make about Our services. Other than what is expressly stated, we don’t make any guarantees concerning the specific functionalities available through our Service, its availability, reliability, or ability to suit your particular needs.

LIMITATION OF LIABILITY

ALL SERVICES OFFERED HERE ARE PROVIDED ON “AS AVAILABLE” AND “AS IS” BASIS. COGNITIVE ANALYTICS LLC DOES NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE, VIRUS-FREE OR UNINTERRUPTED. WE OFFER NO WARRANTY OF ANY KIND, EITHER IMPLIED OR EXPRESS, INCLUDING BUT NOT ONLY WARRANTIES OF NON-INFRINGEMENT, BUT MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR TITLE IS ALSO MADE IN RESPECT OF AVAILABILITY, RELIABILITY, THE ACCURACY OF INFORMATION, MATERIAL OR CONTENT OF THE SERVICE. YOU, THEREFORE, EXPRESSLY CONSENT AND AGREE THAT THE ACCESS AND USE OF THE SERVICE ARE SOLELY AT YOUR OWN RISK AND WHILE ACCESSING OR USING THE SERVICE YOUR DEVICE MAY BE EXPOSED TO CONTENT OR MATERIAL FROM VARIOUS SOURCES.
YOU UNDERSTAND THAT, COGNITIVE ANALYTICS LLC, ITS, DIRECTORS, AFFILIATES, EMPLOYEES, MEMBERS, OR AGENTS WILL NOT, UNDER ANY SITUATION, BE LIABLE OR RESPONSIBLE FOR INDIRECT DAMAGE, BE IT UNUSUAL, OR CONSEQUENTIAL, WHETHER IN CONTRACT OR AN ACTION INCLUDING BUT NOT LIMITED TO LOSS OF DATA, LOSS OF USE AND/OR LOSS OF PROFITS; WHETHER INCLUDING BUT NOT LIMITED TO NEGLIGENCE OR, ARISING FROM USAGE OR LACK OF ABILITY TO USE OUR SERVICES AND PROPRIETARY MATERIALS ACCESSED THROUGH OUR SERVICE.
YOU CANNOT HOLD US RESPONSIBLE OR LIABLE FOR ANY DAMAGE THAT RESULTS FROM OR IS CAUSED BY RELIANCE ON ANY INFORMATION THAT USERS OBTAIN FROM COGNITIVE ANALYTICS LLC, OR THAT RESULTS FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELAYS IN TRANSMISSION OR OPERATION OR ANY PERFORMANCE FAILURE, DELETION OF FILES, EMAIL DEFECTS, ERRORS, VIRUSES, WHETHER OR NOT IT RESULTS FROM ACTS OF GOD, THEFT, COMMUNICATIONS FAILURE, DESTRUCTION OR ACCESS BY UNAUTHORIZED ENTITIES, TO DATA, PROGRAMS OR SERVICES, MATERIALS AND CONTENT ON COGNITIVE ANALYTICS LLC 'S SERVICE.
COGNITIVE ANALYTICS LLC'S CUMULATIVE LIABILITY, IN ANY FORM OF ACTION WHATSOEVER, IN CONNECTION WITH THE USE OF OUR SERVICES OR THIS AGREEMENT WILL NOT EXCEED THE CUMULATIVE AMOUNT OF FEES FOR PAID SERVICES THAT YOU PAID NOT LATER THAN SIX MONTHS – THIS IS APPLICABLE UNDER ANY CIRCUMSTANCE AS IT RELATES WITH THE USAGE OF OUR SERVICES.
TO THE FULL EXTENT PERMISSIBLE BY RELEVANT JURISDICIAL LAWS, AND UNDER NO CIRCUMSTANCE SHALL THE COMPANY BE LIABLE FOR ANY DAMAGES WHATSOEVER, WHETHER COMPENSATORY, GENERAL, SPECIAL, INDIRECT, DIRECT, INCIDENTAL AND/OR CONSEQUENTIAL, THAT RELATES TO YOUR USE OF THE SERVICES OR THAT OF OTHE USERS ON THE PLATFORM, THIS IS INCLUDING BUT WITHOUT LIMITATION TO EMOTIONAL DISTRESS, BODILY INJURY, IDENTITY THEFT AND/OR ANY OTHER DAMAGES THAT MAY POSSIBLY RESULT FROM INTERACTIONS AND COMMUNICATIONS WITH OTHER USERS ON OUR SERVICES AND FROM THE CONDUCT OF USERS WHO MAY HAVE REGISTERED UNDER FALSE PRETENSES, INCLUDING THOSE WHO MAY ATTEMPT TO DEFRAUD OR HARM YOU.
IF YOUR COUNTRY AND JURISDICTION DOES NOT ALLOW THE EXCLUSION OF LIABILITY IN CONTRACTS OR LIMITATION WITH CONSUMERS, THE CONTENTS OF THIS SECTION MAY NOT APPLY TO YOU.

LAWS GOVERNING THESE TERMS AND CONDITIONS

All claims pertaining to these Terms and Conditions of Our services shall be litigated exclusively to courts in USA. You and Cognitive Analytics LLC agree to the personal jurisdiction of these courts.

UPDATING THESE TERMS AND CONDITIONS

We may update or modify these Terms and Conditions or any additional terms that may apply to Our services. For instance, to reflect changes to Cognitive Analytics LLC or the law, political or economic policy custom or custom; or in compliance with the regulations issued by appropriate industrial or government agencies; or to enable Cognitive Analytics LLC to carry out its duties.
Hence, you are advised to regularly check these Terms and Conditions for any recent modifications or changes.